Across every application, I am trying to combine two ideas that I do not believe should be mutually exclusive: simplicity and configurability. Sometimes I want to open an app and complete a task in two taps; at other times I want control over every detail. That philosophy runs through the entire project, from the overall interface down to small interactions such as choosing participants when adding an expense in Settlo.
The purpose of this project is not to dismiss the work of developers behind existing applications. Good software represents months or years of work, and building these apps has only made me more aware of how many decisions hide behind even seemingly simple features. At the same time, I find it fascinating – and slightly unsettling – to see how much a single developer can now accomplish with the help of AI and how quickly software development itself is changing.
This month-long experiment has already cost me quite a lot of money, including an Android tablet for testing, a month of AI subscriptions, several additional models, and increased Cloudflare limits. That still excludes the value of my own time, because including it would put the project in an entirely different price range. For now, I see the whole project primarily as an intensive learning experience in how to use AI effectively as part of real-world software development.